1. Introduction

Alpin Capital Financial Services L.L.C is committed to the highest standards of Anti-Money Laundering (AML) and Know Your Customer (KYC) compliance. This policy outlines our approach to preventing money laundering and terrorist financing.

2. Customer Due Diligence (CDD)

Before establishing a business relationship, we conduct thorough due diligence:

• Verification of identity using government-issued identification
• Verification of residential address
• Assessment of the source of funds
• Understanding the nature of the business relationship
• Screening against sanctions lists and PEP databases

3. Required Documentation

Individual Clients:

• Valid passport or national ID card (with photo)
• Proof of residential address (utility bill, bank statement)
• Source of funds documentation

Corporate Clients:

• Certificate of incorporation
• Memorandum and articles of association
• Register of directors and shareholders
• Identification for all beneficial owners (25%+ ownership)
• Board resolution authorizing account opening

4. Enhanced Due Diligence (EDD)

Enhanced measures are applied to higher-risk clients, including:

• Politically Exposed Persons (PEPs)
• Clients from high-risk jurisdictions
• Complex ownership structures
• Unusual transaction patterns

5. Ongoing Monitoring

We maintain continuous monitoring of all accounts, including:

• Transaction monitoring systems
• Regular review of client information
• Periodic re-verification of documentation
• Screening against updated sanctions lists

6. Contact

For questions about our AML/KYC policy:

• Email: compliance@alpincapital.ae
• Phone: +971 4 228 3116
• Address: Office 904, Empire Heights Tower B, Business Bay, Dubai, UAE